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Don't Mess With Taxes
Translating taxes into money-saving English
A lesson plan for maximizing education tax breaks

August 13, 2026

School, at all levels, is back in session. In addition to classroom studies, students and their families need to do some homework on how tax breaks can help them cover educational costs.

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BLOG POSTS

Person analyzing financial reports and using a calculator, surrounded by various graphs and charts on a desk, indicating data review and analysis.

We all know Benjamin Franklin’s observation that death and taxes are the only two certainties. But what Ben didn’t note was just how much taxes affect us while we’re enjoying our lives. Taxes are a consideration from the day your parents gaze down lovingly at you in your crib, and continue until they converge in Franklin’s famous quote.

Don’t Mess With Taxes, the award-winning blog from tax journalist and author Kay Bell, will help you deal with the many taxes you’ll encounter during that long and happy process, hopefully making taxes less, well, taxing throughout your lifetime.

Smiling individual with medium-length brown hair, wearing a light blue blazer, set against a blurred background. Conveys warmth and approachability.

Don’t Mess With Taxes is a tax blog written by journalist and author Kay Bell. Although Kay is not a tax professional – she doesn’t prepare taxes for clients for a living – her experience in Washington, D.C., first as a staff member of the tax-writing U.S. House Ways and Means committee and then in the government relations offices for two major Fortune 100 companies, has provided her valuable insight into the tax process. Based on her experiences and continuing tax education, Kay shares her tax observations, tips, and commentary in Don’t Mess With Taxes.  

Simplify Your Taxes, Maximize Your Savings

Your Comprehensive Tax Blog

Taxes have been a part of your life since your parents welcomed you into this world. From that beginning as a spanking new tax break for mom and dad, taxes have had an important role in all your major life events, from getting a job, saying “I do,” buying and selling homes, having kids of your own, and even retiring.

Yes, the involvement of the Internal Revenue Service is not welcome when Uncle Sam is collecting your money. But in many ways, the tax code can be your best friend. You just need to know how it applies to your personal circumstances so you can take advantage of it. This comprehensive tax blog, Don’t Mess With Taxes, is here to help you do just that!

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IRS Criminal Investigation’s fiscal year 2025 report highlights how new partnerships and innovative financial investigative techniques led to the tax agency’s law enforcement arm’s successes against domestic and global tax criminals.

Board with retirement thoughts on Post-It notes.

If your retirement goal is the same as mine – do so as soon as possible! – then you need to add as much to your tax-favored retirement plans now. There’s a Dec. 31 deadline for some contributions.

Holiday shopping online is easy, for shoppers and scammers. Be careful in your online deal searches, as crooks can use the personal info they steal now to file false tax returns claiming fraudulent tax refunds.

If you have enough retirement savings to enjoy the lifestyle you want, consider donating some of it. It could be a good tax move for you, as well as help your favorite charity.

Blog Posts

The More Tax Posts tab at the top of this page will take you to, well, more tax posts. You also can search below for a tax topic. 

Latest Posts
What’s your 2027 tax bracket? Here are IRS figures for next tax year.

November 6, 2026

You don’t need to take a hot-air balloon ride to see that that inflation also…

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TAX-SAVVY WAYS 
TO WRAP UP 2026

It’s over! With October’s extended filing deadline behind us, it is now time to focus on year-end moves to reduce your 2026 tax bill. 

You’ll find ways to do just that on the Tax Tips page (see the More Tax Posts drop-down menu at the top of the blog), as well as the separate tax tip pages for each month, notably October through December. If you’re on the Tax Tips page, you’ll find a monthly list at the end of this column. If you’re on another blog page, you can head straight to the October tips; at the bottom of that tips page you’ll find links to all the other 11 months’ collections of tax advice.

Not to spoil what you’ll find in that tax advice, but it does cover such things as tax deductions for charitable donations, investment moves that could reduce tax due, and ways to max out your tax-favored retirement savings. 

Finally, as the year winds down, things get hectic. There are lots of other things to occupy our time, like the much more fun upcoming holidays. But don’t lose sight of taxes, since timing is key. To be of use, most tax moves must be made by the end of the tax year. That’s Thursday, Dec. 31, which also is the last business day of the year. 

So that you don’t miss that final tax year deadline, also keep an eye on the countdown clock below. It will keep you on top of just how much time is left to make important, tax-saving moves. (Note: I’m in the Central Time Zone, so adjust accordingly for where you live.)