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Storm prep tips for Gulf Coast residents as Bertha, the second named tropical system of 2026, forms

July 19, 2026
National Oceanic and Atmospheric Administration (NOAA) Geostationary Operational Environmental Satellite (GOES)
satellite image of tropical depression on July 19, 2026.

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Updated 7:30 p.m. 7/20/26: The quiet-so-far 2026 hurricane season looks to be ramping up a bit. Gulf of Mexico residents need to prepare now — physically, financially and for potential tax implications — for Tropical Storm Bertha, whose winds increased enough for her to get her name at 7 p.m. CDT Monday, July 20. She’s expected to make landfall later this week.

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It’s time to think about tropical storm prep again with the potential second named system of the 2026 Atlantic/Gulf of Mexico hurricane season brewing.

The system, dubbed Tropical Depression Two by the National Hurricane Center (NHC), started over the weekend as a meandering mass off Florida’s west coast. It developed enough by 7 p.m. CDT Monday, July 20, to officially be named Tropical Storm Bertha. Let’s hope she doesn’t turn out to be that big!

But Bertha is active enough that Uncle Sam’s meteorologists have issued a Tropical Storm Watch for much of the Sunshine State’s mid-to-western panhandle on Sunday, July 19. “Additional watches will likely be required over the next day or two,” noted the NHC in an advisory earlier this afternoon.

We all know that predictive cones issued for possible storm landfalls this far out often change. But the experimental five-day visualization below from the National Oceanic and Atmospheric Administration (NOAA) and National Weather Service (NWS) indicates that Mississippi, Louisiana and Texas residents need to start getting ready.

Now. Just in case.

You’ll find lots of storm preparation advice in my Hurricane season 2026 preparation and tax tips post published on the June 1 start of the annual tropical season.

You can click over there for the full info, but here are some key physical, financial, and tax prep tips.

Get food, water, and utility backup items: Hurricanes, and even ostensibly less severe tropical storms, can mean the end of modern conveniences like electricity and all that relies on it. You’ll need shelf-stable food and especially plenty of potable water on hand.

Disaster planners say the basic H2O storage should be one gallon of water per person per day, for drinking and sanitation. But you don’t necessarily have to buy all the water you might need.

Start now filling empty plastic containers (we use old milk jugs) with water you can use for necessary personal hygiene needs. Moist towelettes and garbage bags also will help with sanitation.

As for food, stock up on canned meat, protein bars, dry cereal, dry milk you can mix with water, energy drinks.

Start freezing ice cubes or reusable ice packets now so you’ll be able to salvage some of your refrigerated and frozen food if you lose power.

As for no power, have battery operated lighting options ready. And extra batteries. Matches and candles are a back-up if power is a longer time.

Definitely buy or create your own first aid kit. And make sure you have enough prescription medications to get you through at least a couple of weeks.

Packing clean clothes in a waterproof container. Don’t forget sneakers or other closed-toe footwear. Flip flops are great for hot summer days, but not when you have to wade through debris-filled ponds and puddles left by heavy tropical rains.

Finally, fill up your car’s tank well before any storm warnings are issued. Lines at gas stations are not fun when a storm is bearing down. And it’s likely some stations will run out of fuel.

Financial and tax storm prep components: In addition to stormproof containers for food, medicine and clothing, you’ll need one to hold the following:

  • A pre-storm inventory of your property, just in case you need the information to file an insurance claim;
  • Medical records of everyone in the family;
  • Other important financial documents, such as bank and other financial account numbers;
  • Latest filed tax return and material needed to file your current taxes, just in case you need to make a storm loss claim;
  • A credit card with enough available credit to cover any post-storm needs;
  • Cash in case power outages make using a credit card or accessing an ATM impossible.

Preemptively collecting your personal and financial documents is much easier than trying to reconstruct them after a disaster.

If you prefer, you can put most of this information in a digital format that takes up much less space to store. But if you don’t have power, you might not be able to easily access it.

So, paper copies, for example of your insurance policy and contact information, are good to have literally on hand, too.

Other special circumstances: If you own a business, you need to make sure it is secured, physically and financially, for any approaching storm, too. You’ll find some advice in this regard in my separate post noting 6 hurricane prep tips for businesses.

Other special preparation situations include steps to help older loved ones or people with special needs make it through a disaster.

And don’t forget about your furry family members. These 7 tips to ensure your pets’ safety during a disaster cover the items you need to have on hand and/or the alternative plans you need to make to ensure you and your animals make it safely through any storm.

Finally, stay informed. And if weather and government officials say you need to evacuate, do so.

If you refuse to leave, you’re putting not only your and your family’s lives in danger, but also the lives of first responders. Don’t do that.

Grab your storm prep kits and go.

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The More Tax Posts tab at the top of this page will take you to, well, more tax posts. You also can search below for a tax topic. 

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TO WRAP UP 2026

It’s over! With October’s extended filing deadline behind us, it is now time to focus on year-end moves to reduce your 2026 tax bill. 

You’ll find ways to do just that on the Tax Tips page (see the More Tax Posts drop-down menu at the top of the blog), as well as the separate tax tip pages for each month, notably October through December. If you’re on the Tax Tips page, you’ll find a monthly list at the end of this column. If you’re on another blog page, you can head straight to the October tips; at the bottom of that tips page you’ll find links to all the other 11 months’ collections of tax advice.

Not to spoil what you’ll find in that tax advice, but it does cover such things as tax deductions for charitable donations, investment moves that could reduce tax due, and ways to max out your tax-favored retirement savings. 

Finally, as the year winds down, things get hectic. There are lots of other things to occupy our time, like the much more fun upcoming holidays. But don’t lose sight of taxes, since timing is key. To be of use, most tax moves must be made by the end of the tax year. That’s Thursday, Dec. 31, which also is the last business day of the year. 

So that you don’t miss that final tax year deadline, also keep an eye on the countdown clock below. It will keep you on top of just how much time is left to make important, tax-saving moves. (Note: I’m in the Central Time Zone, so adjust accordingly for where you live.)

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