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Waitress gets $434,000 more from IRS than she expected

June 5, 2012

Ginny Hopkins had been waiting and waiting and waiting for her federal tax refund check. After all, $754 was a nice chunk of change and she had some projects that money would pay for.

But when the Internal Revenue Service check finally showed up, Ginny got a big surprise.

The check was for $434,712.

Hopkins, who's worked at Johnny's Downtown in Cleveland for almost 20 years, told the local NBC affiliate WKYC that "I have many best friends now." 

Despite fleeting thoughts of using the money for a dream trip to Hawaii or maybe Rio de Janeiro's famous Carnival, Hopkins knew better.

She returned the check to the IRS office in Cleveland's federal building.

Mistakes happen: Despite the increased accuracy of electronic filing, mistakes — both in the taxpayer's favor or that cause filer dismay — still happen.

Do you know what to do if your refund check, or direct deposit amount, is wrong?

The first thing is to contact the IRS and find out why the refund amount was not what you expected.

If your refund is smaller than you thought you'd get, you can go ahead and deposit it.

The missing money might be because of offsets to cover other debts or filing mistakes you made. In such cases, that's all you're going to get.

But if you are indeed due more, the IRS will make up the difference with another check.

And if, as in Hopkins' case, the refund is a lot larger than you figured on your 1040, don't go on a spending spree until you get assurances from Uncle Sam that the money is yours.

When that's all sorted out, then you can call your favorite local TV station!

You also might find these items of interest:

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The More Tax Posts tab at the top of this page will take you to, well, more tax posts. You also can search below for a tax topic. 

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TAX-SAVVY WAYS 
TO WRAP UP 2026

It’s over! With October’s extended filing deadline behind us, it is now time to focus on year-end moves to reduce your 2026 tax bill. 

You’ll find ways to do just that on the Tax Tips page (see the More Tax Posts drop-down menu at the top of the blog), as well as the separate tax tip pages for each month, notably October through December. If you’re on the Tax Tips page, you’ll find a monthly list at the end of this column. If you’re on another blog page, you can head straight to the October tips; at the bottom of that tips page you’ll find links to all the other 11 months’ collections of tax advice.

Not to spoil what you’ll find in that tax advice, but it does cover such things as tax deductions for charitable donations, investment moves that could reduce tax due, and ways to max out your tax-favored retirement savings. 

Finally, as the year winds down, things get hectic. There are lots of other things to occupy our time, like the much more fun upcoming holidays. But don’t lose sight of taxes, since timing is key. To be of use, most tax moves must be made by the end of the tax year. That’s Thursday, Dec. 31, which also is the last business day of the year. 

So that you don’t miss that final tax year deadline, also keep an eye on the countdown clock below. It will keep you on top of just how much time is left to make important, tax-saving moves. (Note: I’m in the Central Time Zone, so adjust accordingly for where you live.)

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