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When to expect your refund

January 26, 2010

Did you e-file your tax return on Jan. 15 when the IRS began accepting electronic submissions? Then you should have your refund money soon. 

That is why you were among the first wave of filers, isn't it?The IRS has issued its annual chart showing when filers can expect to get their tax money.

If you e-filed between Jan. 15 and Jan. 21 and directed the IRS to direct deposit your refund, then the agency says it should be en route to your bank account on Jan. 29. 

If you opted to get a paper check, that will be mailed Feb. 5. 

Of course, these dates are just estimates. The IRS explicitly notes that it doesn't guarantee a specific date that a refund will be deposited into a taxpayer's account or mailed.

Still, it's nice to have some guidelines. That way if you e-filed on Jan. 15 and you're still waiting for your refund on Feb. 15, you know there's a problem. In those cases, touch base with the IRS. 

Wheres_my_refund_text E-filers can get refund information 72 hours after the IRS acknowledges that it's accepted your electronic tax return data.

All you need to do is go to Where's My Refund?

If you're away from your iPhone or Blackberry or PC, you can get your refund status information by calling 1-800-829-1954 or 1-800-829-4477.

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The More Tax Posts tab at the top of this page will take you to, well, more tax posts. You also can search below for a tax topic. 

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TO WRAP UP 2026

It’s over! With October’s extended filing deadline behind us, it is now time to focus on year-end moves to reduce your 2026 tax bill. 

You’ll find ways to do just that on the Tax Tips page (see the More Tax Posts drop-down menu at the top of the blog), as well as the separate tax tip pages for each month, notably October through December. If you’re on the Tax Tips page, you’ll find a monthly list at the end of this column. If you’re on another blog page, you can head straight to the October tips; at the bottom of that tips page you’ll find links to all the other 11 months’ collections of tax advice.

Not to spoil what you’ll find in that tax advice, but it does cover such things as tax deductions for charitable donations, investment moves that could reduce tax due, and ways to max out your tax-favored retirement savings. 

Finally, as the year winds down, things get hectic. There are lots of other things to occupy our time, like the much more fun upcoming holidays. But don’t lose sight of taxes, since timing is key. To be of use, most tax moves must be made by the end of the tax year. That’s Thursday, Dec. 31, which also is the last business day of the year. 

So that you don’t miss that final tax year deadline, also keep an eye on the countdown clock below. It will keep you on top of just how much time is left to make important, tax-saving moves. (Note: I’m in the Central Time Zone, so adjust accordingly for where you live.)

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