Waitress gets $434,000 more from IRS than she expected

June 5, 2012

Ginny Hopkins had been waiting and waiting and waiting for her federal tax refund check. After all, $754 was a nice chunk of change and she had some projects that money would pay for.

But when the Internal Revenue Service check finally showed up, Ginny got a big surprise.

The check was for $434,712.

Hopkins, who's worked at Johnny's Downtown in Cleveland for almost 20 years, told the local NBC affiliate WKYC that "I have many best friends now." 

Despite fleeting thoughts of using the money for a dream trip to Hawaii or maybe Rio de Janeiro's famous Carnival, Hopkins knew better.

She returned the check to the IRS office in Cleveland's federal building.

Mistakes happen: Despite the increased accuracy of electronic filing, mistakes — both in the taxpayer's favor or that cause filer dismay — still happen.

Do you know what to do if your refund check, or direct deposit amount, is wrong?

The first thing is to contact the IRS and find out why the refund amount was not what you expected.

If your refund is smaller than you thought you'd get, you can go ahead and deposit it.

The missing money might be because of offsets to cover other debts or filing mistakes you made. In such cases, that's all you're going to get.

But if you are indeed due more, the IRS will make up the difference with another check.

And if, as in Hopkins' case, the refund is a lot larger than you figured on your 1040, don't go on a spending spree until you get assurances from Uncle Sam that the money is yours.

When that's all sorted out, then you can call your favorite local TV station!

You also might find these items of interest:

Share:

The More Tax Posts tab at the top of this page will take you to, well, more tax posts. You also can search below for a tax topic. 

Latest Posts
6 tax moves to consider this June

June 3, 2026

Definitely take a break this June. But taxes don’t take vacations. So, you also should…

Read More
Tax Season 2026 Continues!

We made it. Tax Day 2025 is finally over. For most of us. When the filing season started on Jan. 26, millions who were expecting refunds filed immediately. Most of us got our returns to the Internal Revenue Service by April 15. But plenty of taxpayers also got extensions. They are looking at an Oct. 15 filing deadline.

Those procrastinating filers aren’t a problem. In fact, the IRS appreciates taxpayers who take time to fill out their 1040 forms correctly. It also is grateful that tax submissions are spread out a bit, especially now that the IRS is a leaner agency. Processing returns is easier when they arrive throughout the year instead of in massive bunches.

But enough about Uncle Sam’s tax collection issues. The focus now is on all y’all who filed for extensions, giving you another six months to complete your return. Since your new mid-October due date will be here before you know it, let’s get started now on meeting it.

The ol’ blog is here to help you finish up your extended Form 1040. You can start with January’s tax tips page, which has links to the rest of the year’s tips by-month collections. You also can peruse various tax categories for more tailored advice by clicking on the More Tax Posts drop-down menu at the top of this (and every) page.

And to make sure you don’t miss your new filing deadline, the count-down clock below will let you know just how much time you to file by Oct. 15. At the latest.e. (Note: I’m in the Central Time Zone, so adjust accordingly for where you live.)

Comments