Opens in a new tab

Sand dollars

November 2, 2007

Hurricane_noel_frinov2_2
The U.S. was spared the worst of Hurricane Noel, but the system did inflict a lot of damage on East Coast beaches.

First those in South Florida got whacked for days as Noel sat over Cuba and then the Bahamas. Now that he’s finally moved, some of the high surf he’ll produce could cause problems for North and South Carolina and New England shorelines.

And that means problems for beachfront property owners. A story in today’s New York Times examines beaches and erosion solutions, all of which are shrinking. According to the article:

"Over the last decade or more, federal and state funds to restore beach sand have become increasingly scarce, as government officials, taxpayers and environmentalists have argued against spending hundreds of millions of public dollars for projects that often wash away after a few strong storms.

This has left Atlantic and Gulf Coast communities to develop their own solutions, often imposing what are referred to as sand taxes. But the potential for assessments of thousands of dollars — particularly in towns filled with vacation homes — has created a divisive issue that many homeowners, voters and elected officials have yet to solve."

Sand dollars: I love that phrase "sand taxes." Of course, I don’t have a beachfront property.

When we lived in Florida, our house was only 7 miles from the nearest public beach. Since we’ve moved more inland here in Texas, we’ve thought about a second home on the Gulf Coast, or, as we called it when we were kids, "the ocean."

The hubby even sent off for some material from Cinnamon Shores, a community on Mustang Island. Unfortunately, the development’s policy about sharing the names of inquirers was hidden, so we’re now getting other offers, most recently from Tortuga Dunes.

We might eventually get down to the coast to check both places out. But truth be told, I don’t think I want a second home.

Sure it would be nice to have a personal escape spot. But would we feel obligated to go there every time we want to get out of Austin? That could get boring.

Could we really afford the a second set of property tax and insurance payments?

Sand_dollar_2And, of course, there are the sand dollars that I’m sure Texas Gulf Coast residents also are asked to fork over in order to replenish those beaches.

It’s a losing cause, folks.

Eons ago, life sprang from the oceans and the water has been trying to take back our terrestrial lodgings ever since.

Homes built on barrier islands are at special risk. These are great formations; tiny little sand strips between a more solid land mass and a body of water. And they just keep rolling over on themselves.

That activity means they are no place for structures. We humans keep trying to build on the islands and adjacent beaches, but Mother Nature is going to eventually win.

All we’re doing — as individuals and at all levels of government — is throwing our money, personal and tax, into the ocean.

Share:

The More Tax Posts tab at the top of this page will take you to, well, more tax posts. You also can search below for a tax topic. 

Latest Posts
Tax policy possibilities under a coming Democratic Congress

November 4, 2026

Thanks to Nov. 3 midterm election wins Democrats will control both the House and Senate…

Read More
TAX-SAVVY WAYS 
TO WRAP UP 2026

It’s over! With October’s extended filing deadline behind us, it is now time to focus on year-end moves to reduce your 2026 tax bill. 

You’ll find ways to do just that on the Tax Tips page (see the More Tax Posts drop-down menu at the top of the blog), as well as the separate tax tip pages for each month, notably October through December. If you’re on the Tax Tips page, you’ll find a monthly list at the end of this column. If you’re on another blog page, you can head straight to the October tips; at the bottom of that tips page you’ll find links to all the other 11 months’ collections of tax advice.

Not to spoil what you’ll find in that tax advice, but it does cover such things as tax deductions for charitable donations, investment moves that could reduce tax due, and ways to max out your tax-favored retirement savings. 

Finally, as the year winds down, things get hectic. There are lots of other things to occupy our time, like the much more fun upcoming holidays. But don’t lose sight of taxes, since timing is key. To be of use, most tax moves must be made by the end of the tax year. That’s Thursday, Dec. 31, which also is the last business day of the year. 

So that you don’t miss that final tax year deadline, also keep an eye on the countdown clock below. It will keep you on top of just how much time is left to make important, tax-saving moves. (Note: I’m in the Central Time Zone, so adjust accordingly for where you live.)

Comments
Leave the first comment