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What a bargain! Or is it?

January 20, 2008

As I was walking into my local HEB grocery store the other day, the product bin below caught my eye.

What_a_bargain

Wow! $0! I didn’t really need any small plastic garden tools, but I was sorely tempted to pick up a few at that bargain price.

While the bin’s price tag was no doubt the work of some bored employee or mischievous shopper, it does offer a catchy visual reminder to always carefully check shelf prices.

Take, for example, this item from The Consumerist: A big box store shopper who was paying attention noticed — and recorded for the blogosphere — that the per-sponge price in the six-pack was 14 cents more expensive than that of a sponge in a three-pack. More here.

We’ve been conditioned over the years to believe that bulk buying is cheaper, but as this shopper noted, that’s not always so.

I know the print on those shelf labels are tiny; that’s why I keep a pair of reading glasses in my trusty coupon box that I carry to the store. But it’s usually worth your while (and a squint or two) to check the per-unit prices.

If I were of the conspiracy mindset, I’d say it’s all part of Mega Lo Mart’s plan to get us buying overpriced gallons of mayo and truckloads of toilet paper, all the while merrily emptying our bank accounts and overstuffing our pantries while mistakenly thinking we’re saving more.

So pay attention, shoppers. You probably won’t find quite the $0 "bargain" posted at my local HEB, but you sure might avoid overpaying.

Price update: Yesterday when I stopped by HEB, the toy garden tools were priced at $2.98 apiece. I knew I should have picked up a couple last week!

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TAX-SAVVY WAYS 
TO WRAP UP 2026

It’s over! With October’s extended filing deadline behind us, it is now time to focus on year-end moves to reduce your 2026 tax bill. 

You’ll find ways to do just that on the Tax Tips page (see the More Tax Posts drop-down menu at the top of the blog), as well as the separate tax tip pages for each month, notably October through December. If you’re on the Tax Tips page, you’ll find a monthly list at the end of this column. If you’re on another blog page, you can head straight to the October tips; at the bottom of that tips page you’ll find links to all the other 11 months’ collections of tax advice.

Not to spoil what you’ll find in that tax advice, but it does cover such things as tax deductions for charitable donations, investment moves that could reduce tax due, and ways to max out your tax-favored retirement savings. 

Finally, as the year winds down, things get hectic. There are lots of other things to occupy our time, like the much more fun upcoming holidays. But don’t lose sight of taxes, since timing is key. To be of use, most tax moves must be made by the end of the tax year. That’s Thursday, Dec. 31, which also is the last business day of the year. 

So that you don’t miss that final tax year deadline, also keep an eye on the countdown clock below. It will keep you on top of just how much time is left to make important, tax-saving moves. (Note: I’m in the Central Time Zone, so adjust accordingly for where you live.)

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