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Your tax filing stress probably made you smarter

April 17, 2013

Tax Day is one of the most stressful times of the year.

But it also might just give our brains a boost.

Researchers at the University of California, Berkeley say that acute short-lived stress primes the brain for improved performance. The findings of the seven-member team working at the university's Helen Wills Neuroscience Institute were published April 16 in the open access online journal eLife.

"You always think about stress as a really bad thing, but it's not,"
according to Daniela Kaufer, associate professor of integrative biology at UC Berkeley. "Some amounts of stress are good to
push you just to the level of optimal alertness, behavioral and
cognitive performance."

This is your brain doing your taxes_image courtesy E Kirby_D  Kaufer_UCBerkeley
Brain working under acute stress. (Image courtesy UC Berkeley)

The image above, provided by Kaufer and her UC Berkeley colleague Elizabeth Kirby, offers visual clues as to what your brain might look like when you're struggling to fill out your Form 1040.

The pink brain cells called astrocytes appear to be key players in the
response to acute stress. Stress hormones stimulate astrocytes to
release the green fibroblast growth factor 2, which in turn lead to new
blue neurons.

OK, those aren't human brain cells, but from rats studied by the UC Berkeley researchers. But they show, say researchers, that significant, but brief stressful
events caused stem cells in the animals' brains to proliferate into new nerve
cells that, when mature two weeks later, improved the rats' mental
performance.

As to how this relates to humans under stress, Kaufer said, "I think intermittent stressful events are probably what keeps the
brain more alert, and you perform better when you are alert."

Stress' tax ramifications: So you might be thinking that if this study is correct, then tax professionals must be the smartest folks on the planet about this time every year.

Sorry, but these folks experience what most of us consider chronic stress from January through April 15 … and beyond thanks to us tax-filing procrastinators.

And the UC Berkeley study also found that chronic stress can lead to anxiety and physical health issues.

Still, there's hope for those who suffer a bit of stress, at tax time and periodically the rest of the year.

"I think the ultimate message is an optimistic one," Kaufer said.
"Stress can be something that makes you better, but it is a question of
how much, how long and how you interpret or perceive it."

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The More Tax Posts tab at the top of this page will take you to, well, more tax posts. You also can search below for a tax topic. 

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TO WRAP UP 2026

It’s over! With October’s extended filing deadline behind us, it is now time to focus on year-end moves to reduce your 2026 tax bill. 

You’ll find ways to do just that on the Tax Tips page (see the More Tax Posts drop-down menu at the top of the blog), as well as the separate tax tip pages for each month, notably October through December. If you’re on the Tax Tips page, you’ll find a monthly list at the end of this column. If you’re on another blog page, you can head straight to the October tips; at the bottom of that tips page you’ll find links to all the other 11 months’ collections of tax advice.

Not to spoil what you’ll find in that tax advice, but it does cover such things as tax deductions for charitable donations, investment moves that could reduce tax due, and ways to max out your tax-favored retirement savings. 

Finally, as the year winds down, things get hectic. There are lots of other things to occupy our time, like the much more fun upcoming holidays. But don’t lose sight of taxes, since timing is key. To be of use, most tax moves must be made by the end of the tax year. That’s Thursday, Dec. 31, which also is the last business day of the year. 

So that you don’t miss that final tax year deadline, also keep an eye on the countdown clock below. It will keep you on top of just how much time is left to make important, tax-saving moves. (Note: I’m in the Central Time Zone, so adjust accordingly for where you live.)

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